Annual general meeting (‘AGM’)

The AGM will be held at 10.30 am on 11 May 2011 at the Company’s registered office, Number Three, Leeds City Office Park, Meadow Lane, Leeds LS11 5BD.

Proposed dividend calendar

Registrar

The Company’s share registrar is Capita Registrars Limited of The Registry, 34 Beckenham Road, Beckenham, Kent BR3 4TU (telephone 0871 664 0300. Calls cost 10 pence per minute plus network extras. Lines are open 8.30 am to 5.30 pm Monday to Friday).

The registrar deals with all matters relating to transfers of ordinary shares in the Company and with enquiries concerning holdings, and provides a range of services to shareholders including: a dividend reinvestment scheme; setting up or amending dividend bank mandates; and amending personal details.

The registrar’s website is www.capitaregistrars.com. This will give shareholders access to their personal shareholding by means of their investor code (which is printed on their share certificate). Most services will require a user ID and password which will be provided on registration.

Duplicate shareholder accounts

If a shareholder receives more than one copy of the Company’s mailings to shareholders this may indicate that more than one account is held in their name on the register of members. This happens when the registration details of different transactions are not identical. If a shareholder believes that more than one account exists in his / her name, he / she may contact the registrar to request that the accounts be combined. There is no charge for doing this.

Website and electronic communications

The Company’s Articles of Association permit the Company to use electronic communications when sending information to shareholders. Using electronic communications helps us to reduce the environmental impact of our business by limiting the amount of paper we use and to manage our costs. From time to time the Company consults with shareholders to check how they wish to receive information from the Company, and a shareholder is deemed to have consented to receive information electronically if a response is not received.

Any document or information required to be sent to shareholders is made available on the Company’s website and a notification of availability is sent. Shareholders who receive such a notification are entitled to request a hard copy of the document at any time and may also change the way they receive communications at any time by contacting the registrar.

Information on our share price is available on the Company’s website (www.ipfin.co.uk) and in a number of newspapers.

Share dealing and ISA service

The Company has made arrangements for its shareholders and employees with Redmayne-Bentley LLP for the provision of both an ISA and general share dealing service. Shareholders who wish to take advantage of these facilities should contact Redmayne-Bentley LLP, Merton House, 84 Albion Street, Leeds LS1 6AG (telephone 0113 243 6941).

ShareGift

If a shareholder has a small shareholding which is not economic to sell, he / she may wish to donate the shares to ShareGift, a registered charity (no. 1052686) which can amalgamate small holdings in order to sell the shares and pass the proceeds on to other charities. More information is available at www.sharegift.org or telephone 0207 930 3737.

Capital Gains Tax base cost for UK shareholders

On 16 July 2007, Provident Financial plc demerged its international business, and shares in International Personal Finance plc, the new holding company, were listed on the main market of the London Stock Exchange. Details regarding the calculation of the base cost of the Company’s shares for the purposes of the taxation of chargeable gains can be found on the Company’s website (www.ipfin.co.uk).

Company details

Registered office and contact details:
International Personal Finance plc
Number Three
Leeds City Office Park
Meadow Lane
Leeds
West Yorkshire
LS11 5BD

Telephone: +44 (0)113 285 6700
Fax: +44 (0)113 245 1675

Email: enquiries@ipfin.co.uk
Website: www.ipfin.co.uk

Company number 6018973