Group at a glance
Our vision
We aim to be a leading provider of simple financial products and services to people of modest means. We will do this by building close, long-term relationships with our customers, our people, our business partners and the communities in which we work, and by being a trusted and responsible business.
Our values
We’re respectful
Treating others as we would like to be treated.
We’re responsible
Taking all due care in our actions and decisions.
We’re straightforward
Being open and transparent in everything we do.
Our history
- Established in 1997 as the international division of Provident Financial plc.
- Demerged from Provident Financial plc in July 2007 and became International Personal Finance plc. Shares were listed and admitted to trading on the London Stock Exchange in July 2007.
- Now operating in 7 countries.
The purpose of this Report is to provide information to the members of the Company. The Annual Report contains certain forward-looking statements with respect to the operations, performance and financial condition of the Group. By their nature, these statements involve uncertainty since future events and circumstances can cause results and developments to differ materially from those anticipated. The forward-looking statements reflect knowledge and information available at the date of preparation of the Annual Report and the Company undertakes no obligation to update these forward-looking statements (other than to the extent required by legislation; and the Listing Rules and the Disclosure and Transparency Rules of the Financial Services Authority). Nothing in this Annual Report should be construed as a profit forecast.
International Personal Finance plc
Company number: 6018973
Our business
- We provide small-sum, short-term unsecured loans with terms ranging from 6 to 24 months.
- We are different because of our high level of personal service with loans delivered rapidly and conveniently to the customer’s home and repayments collected each week by a dedicated agent.
- In 2008 we made over 100 million customer home visits.
Our operations
We focus on emerging markets because they have relatively undeveloped consumer credit markets and offer the prospect of profitable growth.
Our strategy
Our strategy is simple: to continue to improve the efficiency and effectiveness of our home credit business model and progressively enter new emerging markets when the time is right. We believe this will generate continued long-term profitable growth.